Mortgage Loans

couple sitting on stairs in their new home

Ready to turn that house into a home? We make it easy.
Whether you’re ready to jump in or don’t know where to start, we’re by your side every step of the way.

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Find the right mortgage fit for you. Click to compare up to four accounts.


  • Conventional
  • First Time
  • Jumbo
  • Construction
  • Affordable
  • Adv. 97
  • Heroes

Conventional Mortgage

First Time Home Buyers Program

Jumbo Mortgage

Construction Loan

Affordable Home Program

Advantage 97

Heroes Loan Program

Best if you have money saved for a traditional down payment.

Designed for first time home buyers or if you haven't owned a home in more than three years.

For larger home purchases—offers our highest loan amounts.

Build your dream home.

Homeownership is possible—even if you don't meet the requirements of a conventional mortgage.

Designed to get you into your dream home if you have limited savings.

Created for active military members, reservists, honorably discharged veterans and first responders.

Apply Now

To apply, contact your local office or call 1-888-884-4626.

To apply, contact your local office or call 1-888-884-4626.

To apply, contact your local office or call 1-888-884-4626

To apply, contact your local office or call 1-888-884-4626.

To apply, contact your local office or call 1-888-884-4626.

To apply, contact your local office or call 1-888-884-4626.

Check rates

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For more rate information, contact your local office or call 1-888-884-4626.

Low rates

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For more rate information, contact your local office or call 1-888-884-4626.

Competitive interest rate

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Online rate quotes up to $650,000. Call for higher loan amounts.

Competitive interest rate

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Online rate quotes up to $650,000. Call for higher loan amounts.

Low rates

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For more rate information, contact your local office or call 1-888-884-4626

Slightly higher interest rate

To allow for a lower down payment

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For more rate information, contact your local office or call 1-888-884-4626.

Low rates

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For more rate information, contact your local office or call 1-888-884-4626.

Fixed or adjustable rate loan

Fixed rate loan

Fixed or adjustable rate loan

Fixed rate loan

Fixed rate loan

Fixed rate loan

Fixed rate loan

Our standard low fees

No bank fees

Our standard low fees

Our standard low fees

No bank fees

Our standard low fees

No bank fees

Down payment as little as 5%

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Based on credit score and other qualifying information

Down payment as little as 3%

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Based on credit score and other qualifying information

Down payment as little as 5%

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Based on credit score and other qualifying information

Down payment as little as 5%

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Based on credit score and other qualifying information

Down payment as little as 3%

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Based on credit score and other qualifying information

Down payment as little as 3%

More
Based on credit score and other qualifying information

Down payment as little as 3%

More
Based on credit score and other qualifying information

Purchase or refinance

Purchase only

Purchase or refinance

Purchase or refinance

Purchase or refinance

Purchase or refinance

Purchase or refinance

No income restrictions

Income restrictions apply

No income restrictions

No income restrictions

Income restrictions apply

No income restrictions

Income restrictions apply

620 minimum credit score

620 minimum credit score

660 minimum credit score

620 minimum credit score

620 minimum credit score

660 minimum credit score

620 minimum credit score

Borrow up to $424,100

Borrow up to $424,100

Apply online for loan amounts up to $650,000.
Call to apply for loan amounts over $650,000.

Online rate quotes up to $650,000. Call for higher loan amounts.

Borrow up to $424,100

Borrow up to $424,100

Borrow up to $424,100

Private mortgage insurance required with less than 20% down payment

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Can be dropped when your loan balance is 80% of the original value of your home

No upfront mortgage insurance premium

Private mortgage insurance required with less than 10% down payment

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Can be dropped when your loan balance is 80% of the original value of your home

No upfront mortgage insurance premium

Private mortgage insurance required with less than 20% down payment

More
Can be dropped when your loan balance is 80% of the original value of your home

Private mortgage insurance required with less than 20% down payment

More
Can be dropped when your loan balance is 80% of the original value of your home

Private mortgage insurance required with less than 10% down payment

More
Can be dropped when your loan balance is 80% of the original value of your home

No upfront mortgage insurance premium

Private mortgage insurance required

More
Can be dropped when your loan balance is 80% of the original value of your home

Private mortgage insurance required with less than 10% down payment

More
Can be dropped when your loan balance is 80% of the original value of your home

* Loan approval is not guaranteed based solely on meeting minimum credit score requirements. Loan applications are reviewed and individual credit decisions are made based on multiple factors in addition to a credit score including but not limited to credit history, debt-to-income and loan-to-value. Minimum credit scores listed are minimums for product eligibility. Additional down payment may be required to qualify for each program listed above based on the loans qualifying credit score.

CLICK HERE FOR A LIST OF REGISTERED MORTGAGE BANKERS

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We want to help you avoid foreclosure.

Sometimes, life throws you something unexpected. If you're a Northwest customer having problems paying your mortgage due to reduce income or financial hardships, you may qualify for one or more of the programs we offer. Give us a call at 888-884-4626 for more information.

Download PDF
to learn more about Alternatives to Foreclosure

If your loan is a Freddie Mac or Fannie Mae loan, click here. If you are unsure if it's a Freddie or Fannie loan, please call us at 800-789-8075 or email loss.mitigation@nwbcorp.com.